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Health Insurance Consulting & Advocacy Group
You're Not Alone in Navigating Healthcare.
We're Here to Help.

Expert advocacy to reduce costs, fight denied claims, and secure the care you deserve.

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Health Insurance Consulting & Advocacy Group
Tired of Surprise Medical Bills?
Let’s Take Control Together!

Guiding you through healthcare challenges with expertise and compassion.

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Health Insurance Consulting & Advocacy Group
Lost in Health Insurance Confusion?
We Make It Simple!

We review, appeal and negotiate so you don’t overpay.

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Why Choose
Health Insurance Consulting & Advocacy Group (H.I.C.A.G)?

We exist to help people understand their health care rights, health insurance benefits, and access care whether uninsured or underinsured. Bridging the gap between people and resources and empowering one consumer at a time.

Consumer Rights

You have the right to:

  • Be informed about and make decisions regarding your care.
  • To courtesy, respect, dignity and timely responsive attention to care.
  • To have a patient advocate.

Uninsured /Underinsured

  • Individuals with no health insurance.
  • Individuals with limited health insurance policies or large deductibles (out of pocket expenses).

Understanding your Health Insurance Benefits

  • Recognizing health insurance enrollments is not just another check box, seeing the value.
  • Benefits vs. Coverages.

Our Services

More Services
01

CONSULTING & ADVOCACY

We provide expert guidance to individuals, families, employees and groups to help them understand and maximize their health insurance options.

02

MEDICAL BILL REVIEW & APPEAL ASSISTANCE

Our team reviews your medical bills, identifies errors, and helps you appeal denied claims to reduce costs.

03

HEALTHCARE ACCESS & AFFORDABILITY SOLUTIONS

We connect clients with community programs, charitable medical assistance, and affordable prescription options to ensure access to necessary care.

04

EDUCATIONAL WORKSHOPS & SPEAKING ENGAGEMENTS

We offer personalized education and information 1) your consumer and health care rights 2) health insurance benefits 3) health care coverage 4) cost saving strategies.

Why I Started HICAG

I founded HICAG because I’ve seen too many people delay care due to cost and confusion. I’ve been in your shoes, and I’m here to fight for you.

Gina M. Hargrove

owner of HICAG, LLC

With over 30 years of experience in healthcare billing and patient advocacy, Gina created HICAG to ensure that no one has to navigate the complexities of insurance alone. From reviewing medical bills to appealing denied claims, our mission is to protect your rights and make healthcare work for you.

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Expert consulting and advocacy
for better healthcare solutions.

Words From Clients

"HICAG broke through intimidating medical and insurance red tape to help me obtain affordable, high-quality healthcare."

"Ms. Gina Hargrove is incredibly knowledgeable and passionate about healthcare advocacy. She has saved me thousands of dollars and protected my rights. HICAG is a game-changer!"

KARLA R.

"HICAG broke through intimidating medical and insurance red tape to help me obtain affordable, high-quality healthcare. Gina’s expertise made all the difference in securing the right insurance plan for me."

K. REED

"One day, I received an overwhelming medical bill. Gina guided me through my Explanation of Benefits (EOB), contacted my insurance company, and helped me reprocess my claims. In the end, I owed very little or nothing at all! Thanks to Gina, I now confidently manage my medical bills."

ALLISON G.

Let's take control of your healthcare journey together!

Contact us today for expert guidance and support.

Get In Touch

Bridging the gap from enrolment to empowerment

We understand that life happens. Let us help you navigate your healthcare questions.

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[email protected]
255 N. Main St, Unit 1622
Jonesboro, GA 30237
Copyright 2025 by HICAG, LLC All Rights Reserved.