About US

Empowering individuals, families, employees and groups with healthcare knowledge and support.
At Health Insurance Consulting & Advocacy Group (HICAG), we believe that everyone deserves access to quality healthcare without confusion or financial burden. Founded by Gina M. Hargrove, a healthcare revenue cycle expert and advocate. HICAG is dedicated to helping individuals, families, groups and businesses navigate the complexities of health insurance.

Why Choose Us

Expert Guidance.
Personalized Advocacy.
Better Healthcare Solutions.

Decades of Expertise

With 30+ years in healthcare billing and insurance advocacy, we know how to maximize benefits and reduce unnecessary costs.

Cost-Saving Solutions

We help clients review medical bills, appeal denied claims, and apply for assistance programs to lower out-of-pocket expenses.

Advocacy & Education

Understanding healthcare terminology and insurance policies can be overwhelming. We simplify complex processes so you can make informed decisions.

Comprehensive Support

From health insurance navigation to medical bill assistance and healthcare access resources, we offer a full range of services to ensure you get the care you deserve.

Personalized Approach

Every client is unique. Whether you need individual guidance, corporate consulting, or speaking engagements, we tailor our services to your needs.

Our Mission & vision:

Making
Healthcare
More Accessible
for Everyone.

Our mission is to empower individuals and businesses by providing expert guidance on health insurance, medical billing, and healthcare access so they can make informed decisions, reduce costs, and receive the care they need.
Our mission is to empower individuals and businesses by providing expert guidance on health insurance, medical billing, and healthcare access so they can make informed decisions, reduce costs, and receive the care they need.

Meet the owner

Gina M. Hargrove
– Expert Knowledge & Experience

I am committed to advocacy and educating others about the importance of health insurance benefits and access to care. I believe it is important that people are empowered with the knowledge to navigate health insurance challenges and make informed decisions. I consider HICAG your healthcare resource improving lives and creating change within the community.
With a background in international business, human resource management, and healthcare law, Gina M. Hargrove is a trusted leader in healthcare advocacy. She founded HICAG to bridge the gap between patients and the complex world of health insurance. 
Beyond her work, Gina is a dedicated mentor, speaker, and community advocate, passionate about helping individuals and businesses navigate the healthcare system with confidence.

HICAG is a game-changer!

"Ms. Gina Hargrove is incredibly knowledgeable and passionate about healthcare advocacy. She has saved me thousands of dollars and protected my rights. HICAG is a game-changer!"

KARLA R.

Gina’s expertise made all the difference in securing the right insurance plan for me.

"HICAG broke through intimidating medical and insurance red tape to help me obtain affordable, high-quality healthcare. Gina’s expertise made all the difference in securing the right insurance plan for me."

K. REED

Thanks to Gina, I now confidently manage my medical bills.

"One day, I received an overwhelming medical bill. Gina guided me through my Explanation of Benefits (EOB), contacted my insurance company, and helped me reprocess my claims. In the end, I owed very little or nothing at all! Thanks to Gina, I now confidently manage my medical bills."

ALLISON G.

Take Control of Your Healthcare Today!

Get the healthcare support you deserve—Contact us today!

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